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Post dating employee checks

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A post-dated check is one which has a date after today's, so as not to be able to be cashed immediately.

“Since we were still short a few hundred dollars, why not cover most of the payout, and send a postdated check for the rest later on,” she tells Consumerist.

“[The dealer] would deposit the postdated check as stated, right? And because the bank processed the check before the date she’d written, M.’s account was overdrawn and she was hit with fees by her bank. to provide a postdated check, it also wasn’t illegal for the dealership to deposit the check or for the bank to take out the funds needed to cover that check, regardless of the date.

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Thanks to automated payments and online banking, many of us rarely (if ever) write checks, but millions of Americans still pull out their checkbooks every day to pay their bills.

Because they might not always have enough money in their accounts on the day they write those checks, some folks will postdate their checks so that they aren’t deposited or cashed until after that date.

Supposedly the check was written on Oct 26 and I got it in the mail just today and it is post dated for tomorrow. Employees who get paperchecks mailed will have the paydate on them, not the issue date.

The bank would not let me cash it today and said come back tomorrow. If the payday is the 15th, even if you get the check on the 14th or 13th, the date on the check will be the pay date of the 15th.